Bridgewater Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $5.3B | $4.3B | $4.3B | $609M | $19M | 1.42% | 12.68% | 3.02% | 0.27% |
| Q4 2025 | $5.4B | $4.3B | $4.2B | $595M | $15M | 0.99% | 9.35% | 2.79% | 0.51% |
| Q3 2025 | $5.4B | $4.3B | $4.1B | $573M | $13M | 0.95% | 9.02% | 2.73% | 0.24% |
| Q2 2025 | $5.3B | $4.3B | $4.1B | $550M | $13M | 0.92% | 8.78% | 2.67% | 0.24% |
| Q1 2025 | $5.1B | $4.2B | $4.0B | $539M | $11M | 0.85% | 8.14% | 2.60% | 0.26% |
| Q4 2024 | $5.1B | $4.1B | $3.8B | $525M | $9M | 0.79% | 7.42% | 2.37% | 0.01% |
| Q3 2024 | $4.7B | $3.8B | $3.6B | $516M | $10M | 0.81% | 7.48% | 2.37% | 0.23% |
| Q2 2024 | $4.7B | $3.8B | $3.7B | $512M | $9M | 0.79% | 7.37% | 2.35% | 0.02% |
| Q1 2024 | $4.7B | $3.8B | $3.7B | $501M | $9M | 0.78% | 7.35% | 2.34% | 0.01% |
| Q4 2023 | $4.6B | $3.7B | $3.7B | $488M | $10M | 0.95% | 9.31% | 2.55% | 0.02% |
| Q3 2023 | $4.5B | $3.7B | $3.7B | $472M | $10M | 0.98% | 9.70% | 2.60% | 0.02% |
| Q2 2023 | $4.6B | $3.6B | $3.7B | $463M | $11M | 1.02% | 10.11% | 2.66% | 0.02% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.