BNC National Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.1B | $938M | $726M | $118M | $3M | 1.04% | 9.68% | 3.68% | 0.92% |
| Q4 2025 | $1.1B | $978M | $728M | $115M | $2M | 1.00% | 9.14% | 3.74% | 1.24% |
| Q3 2025 | $1.0B | $885M | $724M | $112M | $3M | 1.04% | 9.41% | 3.78% | 1.10% |
| Q2 2025 | $940M | $828M | $730M | $108M | $3M | 0.96% | 8.77% | 3.73% | 0.78% |
| Q1 2025 | $965M | $856M | $690M | $105M | $2M | 0.85% | 7.91% | 3.57% | 1.04% |
| Q4 2024 | $965M | $859M | $690M | $101M | $3M | 0.98% | 8.48% | 3.64% | 0.90% |
| Q3 2024 | $923M | $803M | $674M | $115M | $2M | 0.95% | 8.09% | 3.63% | 0.86% |
| Q2 2024 | $914M | $800M | $678M | $110M | $2M | 0.92% | 7.96% | 3.63% | 0.43% |
| Q1 2024 | $927M | $814M | $668M | $107M | $2M | 0.89% | 7.85% | 3.64% | 0.51% |
| Q4 2023 | $967M | $854M | $660M | $106M | $2M | 0.75% | 6.91% | 3.82% | 0.50% |
| Q3 2023 | $912M | $807M | $656M | $100M | $2M | 0.65% | 6.06% | 3.88% | 0.21% |
| Q2 2023 | $929M | $822M | $699M | $100M | $915K | 0.59% | 5.49% | 3.93% | 0.20% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.