Berkshire Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q2 2025 | $12.0B | $10.1B | $9.4B | $1.2B | $32M | 0.99% | 10.39% | 3.29% | 0.32% |
| Q1 2025 | $12.0B | $10.0B | $9.3B | $1.2B | $28M | 0.91% | 9.66% | 3.25% | 0.32% |
| Q4 2024 | $12.3B | $10.5B | $9.3B | $1.1B | $27M | 0.60% | 6.82% | 3.18% | 0.33% |
| Q3 2024 | $11.6B | $9.7B | $9.2B | $1.1B | $39M | 0.51% | 5.83% | 3.20% | 0.33% |
| Q2 2024 | $12.2B | $10.2B | $9.2B | $1.1B | $26M | 0.12% | 1.39% | 3.16% | 0.35% |
| Q1 2024 | $12.1B | $10.5B | $9.0B | $1.0B | $-18556K | -0.60% | -7.18% | 3.15% | 0.30% |
| Q4 2023 | $12.4B | $10.7B | $8.9B | $1.0B | $258K | 0.63% | 7.65% | 3.34% | 0.30% |
| Q3 2023 | $12.1B | $10.1B | $8.9B | $964M | $21M | 0.84% | 10.26% | 3.41% | 0.36% |
| Q2 2023 | $12.1B | $10.2B | $8.8B | $998M | $26M | 0.91% | 10.99% | 3.47% | 0.41% |
| Q1 2023 | $12.3B | $10.2B | $8.6B | $1.0B | $29M | 0.97% | 11.70% | 3.57% | 0.39% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.