BEACON BUSINESS BANK quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $168M | $128M | $114M | $17M | $44K | 0.11% | 1.03% | 3.35% | 0.00% |
| Q4 2025 | $167M | $132M | $112M | $17M | $443K | 0.23% | 2.48% | 3.49% | 0.00% |
| Q3 2025 | $176M | $147M | $114M | $17M | $135K | -0.03% | -0.36% | 3.40% | 0.00% |
| Q2 2025 | $176M | $141M | $117M | $16M | $25K | -0.20% | -2.29% | 3.23% | 0.00% |
| Q1 2025 | $169M | $140M | $110M | $16M | $-203K | -0.47% | -5.25% | 3.07% | 0.00% |
| Q4 2024 | $177M | $148M | $103M | $15M | $-78K | -0.01% | -0.17% | 2.84% | 0.00% |
| Q3 2024 | $180M | $133M | $97M | $16M | $18K | 0.04% | 0.47% | 2.81% | 0.00% |
| Q2 2024 | $174M | $129M | $92M | $15M | $-5K | 0.04% | 0.48% | 2.89% | 0.00% |
| Q1 2024 | $166M | $120M | $91M | $14M | $40K | 0.10% | 1.10% | 2.90% | 0.00% |
| Q4 2023 | $166M | $120M | $94M | $15M | $15K | 0.06% | 0.69% | 3.35% | 0.02% |
| Q3 2023 | $184M | $140M | $89M | $13M | $-173K | 0.07% | 0.79% | 3.36% | 0.02% |
| Q2 2023 | $165M | $130M | $84M | $14M | $195K | 0.32% | 3.71% | 3.49% | 0.54% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.