Beacon Bank and Trust quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $22.2B | $18.4B | $17.7B | $2.5B | $51M | 0.90% | 8.11% | 3.74% | 0.86% |
| Q4 2025 | $23.2B | $19.7B | $17.8B | $2.5B | $107M | 0.63% | 5.90% | 3.40% | 0.84% |
| Q3 2025 | $22.8B | $19.1B | $18.1B | $2.4B | $-27632K | -0.04% | -0.42% | 3.09% | 0.67% |
| Q2 2025 | $6.2B | $4.6B | $5.3B | $602M | $11M | 0.73% | 7.64% | 3.36% | 1.28% |
| Q1 2025 | $6.2B | $4.7B | $5.4B | $598M | $11M | 0.72% | 7.66% | 3.29% | 1.02% |
| Q4 2024 | $6.4B | $4.7B | $5.5B | $592M | $13M | 0.62% | 6.66% | 3.19% | 0.82% |
| Q3 2024 | $6.3B | $4.6B | $5.5B | $595M | $11M | 0.54% | 5.84% | 3.17% | 1.13% |
| Q2 2024 | $6.4B | $4.6B | $5.5B | $578M | $6M | 0.48% | 5.14% | 3.16% | 0.80% |
| Q1 2024 | $6.3B | $4.6B | $5.5B | $582M | $9M | 0.58% | 6.20% | 3.22% | 0.60% |
| Q4 2023 | $6.2B | $4.5B | $5.5B | $587M | $13M | 0.91% | 9.67% | 3.32% | 0.63% |
| Q3 2023 | $6.1B | $4.4B | $5.3B | $573M | $12M | 0.94% | 9.98% | 3.33% | 0.71% |
| Q2 2023 | $6.1B | $4.4B | $5.3B | $581M | $16M | 0.99% | 10.62% | 3.36% | 0.60% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.