BayCoast Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $2.9B | $2.5B | $2.2B | $258M | $3M | 0.36% | 3.96% | 3.30% | 1.54% |
| Q4 2025 | $2.8B | $2.4B | $2.3B | $259M | $5M | 0.46% | 5.25% | 3.11% | 1.21% |
| Q3 2025 | $2.9B | $2.5B | $2.3B | $254M | $3M | 0.40% | 4.58% | 3.02% | 0.28% |
| Q2 2025 | $3.0B | $2.5B | $2.3B | $255M | $4M | 0.37% | 4.33% | 2.92% | 0.28% |
| Q1 2025 | $3.0B | $2.4B | $2.3B | $254M | $1M | 0.20% | 2.33% | 2.85% | 0.26% |
| Q4 2024 | $2.9B | $2.3B | $2.3B | $252M | $2M | 0.38% | 4.58% | 2.68% | 0.23% |
| Q3 2024 | $3.0B | $2.4B | $2.4B | $248M | $3M | 0.41% | 4.91% | 2.61% | 0.16% |
| Q2 2024 | $3.0B | $2.4B | $2.4B | $243M | $2M | 0.43% | 5.22% | 2.55% | 0.20% |
| Q1 2024 | $2.9B | $2.4B | $2.4B | $243M | $5M | 0.64% | 7.78% | 2.51% | 0.17% |
| Q4 2023 | $2.9B | $2.4B | $2.4B | $238M | $3M | 0.36% | 4.60% | 2.83% | 0.17% |
| Q3 2023 | $2.9B | $2.4B | $2.4B | $227M | $3M | 0.34% | 4.36% | 2.87% | 0.12% |
| Q2 2023 | $2.9B | $2.4B | $2.4B | $224M | $3M | 0.29% | 3.80% | 2.89% | 0.13% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.