Baybank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $175M | $148M | $130M | $17M | $607K | 1.41% | 14.31% | 4.71% | 1.58% |
| Q4 2025 | $169M | $144M | $127M | $17M | $642K | 1.43% | 15.35% | 4.63% | 1.54% |
| Q3 2025 | $166M | $144M | $127M | $16M | $654K | 1.40% | 15.24% | 4.55% | 0.85% |
| Q2 2025 | $165M | $145M | $126M | $15M | $562K | 1.30% | 14.53% | 4.38% | 1.12% |
| Q1 2025 | $166M | $146M | $121M | $15M | $503K | 1.24% | 14.03% | 4.20% | 0.99% |
| Q4 2024 | $160M | $141M | $119M | $14M | $497K | 1.15% | 13.76% | 4.25% | 1.33% |
| Q3 2024 | $157M | $137M | $119M | $14M | $476K | 1.12% | 13.50% | 4.21% | 1.94% |
| Q2 2024 | $155M | $137M | $115M | $13M | $474K | 1.07% | 13.25% | 4.14% | 1.84% |
| Q1 2024 | $155M | $137M | $116M | $12M | $357K | 0.92% | 11.58% | 4.03% | 0.87% |
| Q4 2023 | $156M | $138M | $113M | $12M | $427K | 0.99% | 12.94% | 3.90% | 0.26% |
| Q3 2023 | $151M | $134M | $111M | $11M | $365K | 0.95% | 12.46% | 3.88% | 0.76% |
| Q2 2023 | $147M | $129M | $108M | $11M | $339K | 0.93% | 12.17% | 3.84% | 0.85% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.