Bank Rhode Island quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q2 2025 | $3.6B | $2.6B | $2.8B | $379M | $10M | 0.98% | 9.29% | 3.05% | 0.16% |
| Q1 2025 | $3.4B | $2.5B | $2.8B | $371M | $7M | 0.79% | 7.44% | 3.03% | 0.09% |
| Q4 2024 | $3.5B | $2.5B | $2.8B | $364M | $7M | 0.87% | 8.23% | 2.86% | 0.55% |
| Q3 2024 | $3.4B | $2.5B | $2.8B | $364M | $7M | 0.89% | 8.40% | 2.82% | 0.60% |
| Q2 2024 | $3.4B | $2.5B | $2.7B | $356M | $10M | 0.90% | 8.54% | 2.78% | 0.65% |
| Q1 2024 | $3.3B | $2.5B | $2.7B | $350M | $5M | 0.58% | 5.48% | 2.82% | 0.13% |
| Q4 2023 | $3.3B | $2.5B | $2.7B | $352M | $9M | 0.84% | 8.34% | 3.02% | 0.18% |
| Q3 2023 | $3.2B | $2.5B | $2.7B | $335M | $8M | 0.77% | 7.78% | 3.04% | 0.31% |
| Q2 2023 | $3.2B | $2.5B | $2.7B | $319M | $4M | 0.67% | 6.89% | 3.04% | 0.25% |
| Q1 2023 | $3.3B | $2.5B | $2.4B | $318M | $7M | 0.85% | 8.86% | 3.06% | 0.14% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.