Bank OZK quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $41.7B | $33.8B | $32.5B | $6.2B | $163M | 1.59% | 10.64% | 4.11% | 0.90% |
| Q4 2025 | $40.8B | $33.4B | $31.8B | $6.1B | $176M | 1.78% | 12.05% | 4.33% | 1.06% |
| Q3 2025 | $41.6B | $34.0B | $32.3B | $6.1B | $185M | 1.79% | 12.22% | 4.31% | 0.46% |
| Q2 2025 | $41.5B | $33.5B | $32.5B | $5.9B | $183M | 1.79% | 12.20% | 4.26% | 0.18% |
| Q1 2025 | $39.2B | $31.9B | $30.6B | $5.8B | $172M | 1.78% | 11.92% | 4.23% | 0.20% |
| Q4 2024 | $38.3B | $31.0B | $29.5B | $5.7B | $182M | 1.96% | 13.21% | 4.59% | 0.44% |
| Q3 2024 | $37.4B | $30.6B | $28.8B | $5.6B | $181M | 1.97% | 13.31% | 4.67% | 0.60% |
| Q2 2024 | $36.8B | $29.9B | $28.3B | $5.4B | $178M | 1.98% | 13.40% | 4.70% | 0.30% |
| Q1 2024 | $36.0B | $29.4B | $27.7B | $5.3B | $176M | 2.00% | 13.50% | 4.71% | 0.22% |
| Q4 2023 | $34.2B | $27.4B | $26.1B | $5.1B | $175M | 2.24% | 14.21% | 5.13% | 0.25% |
| Q3 2023 | $32.8B | $25.6B | $25.0B | $4.9B | $174M | 2.29% | 14.35% | 5.23% | 0.27% |
| Q2 2023 | $30.8B | $24.0B | $23.3B | $4.8B | $172M | 2.35% | 14.38% | 5.32% | 0.18% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.