Bank of Yazoo City quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $326M | $290M | $167M | $34M | $636K | 0.80% | 7.52% | 3.32% | 0.01% |
| Q4 2025 | $308M | $271M | $161M | $34M | $642K | 0.74% | 7.29% | 2.92% | 0.04% |
| Q3 2025 | $313M | $277M | $160M | $34M | $588K | 0.71% | 7.14% | 2.82% | 0.00% |
| Q2 2025 | $321M | $287M | $153M | $32M | $594K | 0.69% | 7.13% | 2.69% | 0.00% |
| Q1 2025 | $321M | $288M | $151M | $31M | $495K | 0.63% | 6.63% | 2.56% | 0.00% |
| Q4 2024 | $307M | $275M | $156M | $29M | $695K | 0.56% | 6.34% | 2.29% | 0.00% |
| Q3 2024 | $309M | $275M | $157M | $30M | $308K | 0.45% | 5.18% | 2.24% | 0.00% |
| Q2 2024 | $306M | $267M | $149M | $27M | $333K | 0.48% | 5.72% | 2.24% | 0.01% |
| Q1 2024 | $331M | $286M | $143M | $26M | $429K | 0.53% | 6.53% | 2.17% | 0.01% |
| Q4 2023 | $319M | $274M | $148M | $26M | $316K | 0.51% | 6.81% | 2.31% | 0.01% |
| Q3 2023 | $315M | $274M | $150M | $23M | $219K | 0.55% | 7.49% | 2.38% | 0.08% |
| Q2 2023 | $321M | $275M | $158M | $24M | $477K | 0.69% | 9.34% | 2.50% | 0.06% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.