Bank of Wolcott quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $279M | $234M | $141M | $29M | $1M | 1.54% | 14.89% | 3.24% | 0.50% |
| Q4 2025 | $275M | $228M | $145M | $28M | $1M | 1.65% | 17.61% | 3.34% | 0.44% |
| Q3 2025 | $268M | $222M | $138M | $27M | $1M | 1.67% | 18.33% | 3.34% | 0.47% |
| Q2 2025 | $264M | $225M | $136M | $23M | $1M | 1.58% | 17.88% | 3.35% | 0.23% |
| Q1 2025 | $244M | $215M | $133M | $23M | $954K | 1.56% | 17.37% | 3.31% | 0.14% |
| Q4 2024 | $246M | $207M | $135M | $21M | $906K | 1.54% | 17.52% | 3.24% | 0.31% |
| Q3 2024 | $242M | $207M | $129M | $24M | $998K | 1.56% | 17.65% | 3.23% | 0.31% |
| Q2 2024 | $241M | $209M | $128M | $21M | $926K | 1.51% | 17.74% | 3.24% | 0.33% |
| Q1 2024 | $241M | $208M | $130M | $20M | $869K | 1.47% | 17.33% | 3.23% | 0.57% |
| Q4 2023 | $232M | $203M | $126M | $20M | $827K | 1.62% | 21.53% | 3.19% | 0.34% |
| Q3 2023 | $226M | $207M | $125M | $16M | $725K | 1.68% | 23.30% | 3.18% | 0.31% |
| Q2 2023 | $234M | $213M | $125M | $17M | $908K | 1.88% | 25.77% | 3.20% | 0.35% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.