Bank of Winona quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $143M | $120M | $46M | $16M | $298K | 0.85% | 7.22% | 3.30% | 1.45% |
| Q4 2025 | $139M | $116M | $47M | $17M | $-223K | 0.40% | 3.54% | 3.22% | 1.25% |
| Q3 2025 | $139M | $116M | $46M | $17M | $332K | 0.75% | 6.67% | 3.16% | 1.23% |
| Q2 2025 | $140M | $118M | $46M | $15M | $218K | 0.65% | 5.98% | 3.08% | 1.53% |
| Q1 2025 | $142M | $120M | $47M | $16M | $239K | 0.67% | 6.28% | 3.06% | 1.68% |
| Q4 2024 | $142M | $121M | $47M | $15M | $-123K | 0.65% | 6.09% | 3.18% | 1.68% |
| Q3 2024 | $140M | $117M | $47M | $17M | $215K | 0.97% | 9.09% | 3.26% | 1.40% |
| Q2 2024 | $148M | $126M | $47M | $15M | $411K | 1.14% | 11.16% | 3.39% | 0.47% |
| Q1 2024 | $151M | $130M | $50M | $15M | $442K | 1.17% | 11.57% | 3.39% | 0.77% |
| Q4 2023 | $150M | $129M | $50M | $15M | $2K | 2.18% | 25.15% | 3.43% | 0.58% |
| Q3 2023 | $147M | $129M | $50M | $12M | $370K | 2.91% | 35.30% | 3.43% | 0.20% |
| Q2 2023 | $152M | $133M | $49M | $14M | $3M | 3.86% | 46.48% | 3.34% | 0.55% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.