Bank of Utica quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.4B | $1.0B | $145M | $370M | $11M | 3.06% | 11.97% | 1.91% | 0.81% |
| Q4 2025 | $1.4B | $1.0B | $141M | $359M | $9M | 2.31% | 9.48% | 1.83% | 0.67% |
| Q3 2025 | $1.4B | $1.0B | $133M | $352M | $12M | 2.18% | 9.09% | 1.81% | 1.87% |
| Q2 2025 | $1.4B | $1.0B | $127M | $340M | $8M | 1.59% | 6.67% | 1.79% | 1.30% |
| Q1 2025 | $1.4B | $1.1B | $124M | $335M | $3M | 0.90% | 3.78% | 1.69% | 1.11% |
| Q4 2024 | $1.4B | $1.0B | $123M | $331M | $-3089K | 1.50% | 6.10% | 1.64% | 1.14% |
| Q3 2024 | $1.4B | $985M | $120M | $337M | $10M | 2.34% | 9.41% | 1.64% | 0.96% |
| Q2 2024 | $1.3B | $957M | $112M | $327M | $-1684K | 1.97% | 7.93% | 1.61% | 0.52% |
| Q1 2024 | $1.3B | $948M | $107M | $331M | $15M | 4.48% | 18.00% | 1.58% | 0.21% |
| Q4 2023 | $1.3B | $952M | $106M | $316M | $9M | 1.40% | 6.14% | 1.80% | 0.19% |
| Q3 2023 | $1.3B | $970M | $103M | $309M | $3M | 0.92% | 4.11% | 1.81% | 0.89% |
| Q2 2023 | $1.4B | $1.0B | $99M | $306M | $6M | 0.96% | 4.39% | 1.83% | 0.85% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.