Bank of the Lowcountry quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $424M | $377M | $308M | $29M | $799K | 0.77% | 10.91% | 3.91% | 0.28% |
| Q4 2025 | $411M | $347M | $297M | $30M | $831K | 0.71% | 11.72% | 3.86% | 0.29% |
| Q3 2025 | $407M | $353M | $295M | $27M | $731K | 0.68% | 11.67% | 3.82% | 0.20% |
| Q2 2025 | $369M | $346M | $284M | $20M | $723K | 0.64% | 11.74% | 3.80% | 0.23% |
| Q1 2025 | $370M | $347M | $274M | $19M | $439K | 0.49% | 8.87% | 3.70% | 0.23% |
| Q4 2024 | $349M | $324M | $268M | $20M | $417K | 0.39% | 7.17% | 3.16% | 0.12% |
| Q3 2024 | $381M | $357M | $254M | $20M | $507K | 0.37% | 6.79% | 3.15% | 0.10% |
| Q2 2024 | $361M | $339M | $241M | $20M | $280K | 0.28% | 5.11% | 3.11% | 0.12% |
| Q1 2024 | $369M | $347M | $229M | $19M | $221K | 0.24% | 4.50% | 2.99% | 0.12% |
| Q4 2023 | $353M | $330M | $220M | $20M | $246K | 0.60% | 9.85% | 3.66% | 0.15% |
| Q3 2023 | $329M | $310M | $212M | $17M | $379K | 0.72% | 11.62% | 3.90% | 0.12% |
| Q2 2023 | $293M | $272M | $206M | $19M | $606K | 0.85% | 13.01% | 4.14% | 0.14% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.