Bank of the James
Headquartered in Lynchburg, VA. Part of Bank of the James Financial Group, Inc. FDIC certificate #35207 · Federal Reserve RSSD 2787770.
Total assets
$1.1B
Deposits
$959M
Q1 2026
Active branches
22
Closings since Jan 2020
0
4 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$2M
Return on assets
0.91%
Return on equity
12.04%
Noncurrent loan rate
0.22%
Deposits by year (Summary of Deposits)
12019
12020
12021
12022
12023
12024
12025
Values in $ billions, June 30 of each year.
Openings by year
12022
22024
12025
Other network changes since 2020
- 1 branch relocations
Branches by state
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.bankofthejames.bank.