Bank of South Texas quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $171M | $138M | $116M | $31M | $362K | 0.86% | 4.66% | 6.81% | 0.18% |
| Q4 2025 | $168M | $135M | $115M | $31M | $593K | 1.66% | 9.01% | 7.48% | 0.38% |
| Q3 2025 | $161M | $129M | $109M | $30M | $709K | 1.74% | 9.45% | 7.54% | 0.50% |
| Q2 2025 | $161M | $129M | $110M | $30M | $746K | 1.72% | 9.46% | 7.39% | 0.27% |
| Q1 2025 | $159M | $129M | $106M | $29M | $635K | 1.59% | 8.82% | 7.13% | 0.28% |
| Q4 2024 | $161M | $131M | $98M | $28M | $581K | 1.50% | 9.13% | 6.89% | 0.30% |
| Q3 2024 | $164M | $134M | $98M | $28M | $649K | 1.52% | 9.43% | 6.94% | 1.38% |
| Q2 2024 | $165M | $136M | $104M | $27M | $562K | 1.50% | 9.46% | 6.83% | 0.95% |
| Q1 2024 | $170M | $142M | $113M | $27M | $698K | 1.64% | 10.60% | 6.92% | 0.14% |
| Q4 2023 | $170M | $143M | $113M | $26M | $760K | 1.76% | 11.84% | 7.28% | 0.33% |
| Q3 2023 | $163M | $137M | $107M | $25M | $753K | 1.75% | 11.83% | 7.29% | 0.59% |
| Q2 2023 | $166M | $141M | $108M | $24M | $714K | 1.70% | 11.63% | 7.23% | 0.58% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.