Bank of Richmondville quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $193M | $174M | $83M | $18M | $274K | 0.59% | 5.93% | 3.30% | 0.13% |
| Q4 2025 | $181M | $161M | $84M | $19M | $343K | 0.72% | 7.70% | 3.37% | 0.10% |
| Q3 2025 | $191M | $172M | $84M | $18M | $352K | 0.71% | 7.78% | 3.34% | 0.25% |
| Q2 2025 | $181M | $164M | $85M | $17M | $360K | 0.69% | 7.69% | 3.36% | 0.23% |
| Q1 2025 | $185M | $168M | $86M | $17M | $270K | 0.59% | 6.64% | 3.31% | 0.23% |
| Q4 2024 | $181M | $162M | $85M | $16M | $-508K | 0.26% | 2.97% | 3.21% | 0.76% |
| Q3 2024 | $187M | $169M | $86M | $17M | $267K | 0.72% | 8.22% | 3.14% | 0.24% |
| Q2 2024 | $181M | $159M | $83M | $15M | $371K | 0.79% | 9.22% | 3.20% | 0.28% |
| Q1 2024 | $182M | $166M | $84M | $15M | $342K | 0.76% | 8.86% | 3.15% | 0.61% |
| Q4 2023 | $178M | $162M | $79M | $16M | $435K | 0.86% | 11.15% | 3.28% | 0.70% |
| Q3 2023 | $179M | $166M | $80M | $12M | $378K | 0.82% | 11.03% | 3.26% | 0.81% |
| Q2 2023 | $180M | $163M | $80M | $14M | $365K | 0.80% | 10.64% | 3.23% | 0.91% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.