Bank of Ocean City quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $661M | $583M | $513M | $75M | $2M | 1.33% | 11.99% | 3.52% | 0.66% |
| Q4 2025 | $668M | $593M | $493M | $73M | $2M | 1.22% | 12.02% | 3.27% | 0.71% |
| Q3 2025 | $724M | $651M | $483M | $71M | $3M | 1.19% | 11.89% | 3.15% | 0.00% |
| Q2 2025 | $696M | $625M | $490M | $69M | $2M | 1.05% | 10.44% | 2.97% | 0.03% |
| Q1 2025 | $658M | $588M | $470M | $67M | $2M | 0.94% | 9.35% | 2.89% | 0.00% |
| Q4 2024 | $658M | $590M | $445M | $66M | $2M | 0.99% | 10.04% | 2.75% | 0.49% |
| Q3 2024 | $681M | $614M | $443M | $65M | $2M | 0.96% | 9.87% | 2.66% | 0.00% |
| Q2 2024 | $635M | $570M | $436M | $63M | $1M | 0.83% | 8.40% | 2.51% | 0.00% |
| Q1 2024 | $611M | $545M | $425M | $61M | $1M | 0.80% | 8.08% | 2.50% | 0.00% |
| Q4 2023 | $622M | $554M | $410M | $60M | $1M | 1.07% | 11.59% | 2.87% | 0.06% |
| Q3 2023 | $654M | $593M | $396M | $59M | $2M | 1.12% | 12.28% | 2.89% | 0.00% |
| Q2 2023 | $629M | $571M | $394M | $57M | $2M | 1.07% | 11.74% | 2.83% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.