Bank of Monticello quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $156M | $139M | $95M | $16M | $899K | 2.22% | 21.86% | 4.05% | 2.12% |
| Q4 2025 | $168M | $148M | $95M | $17M | $688K | 2.07% | 21.00% | 4.15% | 2.12% |
| Q3 2025 | $150M | $133M | $96M | $16M | $906K | 2.21% | 22.64% | 4.18% | 2.35% |
| Q2 2025 | $152M | $135M | $92M | $14M | $765K | 2.11% | 22.30% | 4.06% | 2.58% |
| Q1 2025 | $149M | $132M | $86M | $14M | $818K | 2.19% | 23.18% | 3.89% | 2.89% |
| Q4 2024 | $150M | $132M | $86M | $14M | $399K | 1.77% | 18.27% | 3.82% | 2.90% |
| Q3 2024 | $143M | $125M | $87M | $15M | $665K | 2.01% | 20.63% | 3.97% | 0.58% |
| Q2 2024 | $143M | $127M | $86M | $13M | $712K | 2.08% | 21.78% | 4.01% | 0.50% |
| Q1 2024 | $140M | $124M | $84M | $13M | $751K | 2.15% | 22.31% | 4.01% | 0.52% |
| Q4 2023 | $139M | $122M | $85M | $14M | $580K | 1.90% | 20.94% | 4.04% | 0.59% |
| Q3 2023 | $130M | $114M | $87M | $12M | $670K | 1.98% | 22.38% | 4.07% | 0.60% |
| Q2 2023 | $134M | $120M | $86M | $12M | $658K | 1.95% | 22.22% | 4.01% | 0.10% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.