Bank of Monticello quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $160M | $138M | $110M | $22M | $1M | 3.14% | 23.37% | 5.65% | 1.44% |
| Q4 2025 | $158M | $137M | $111M | $21M | $929K | 2.93% | 22.85% | 5.70% | 1.38% |
| Q3 2025 | $151M | $129M | $109M | $21M | $1M | 3.12% | 24.53% | 5.71% | 1.76% |
| Q2 2025 | $153M | $133M | $110M | $19M | $1M | 2.98% | 24.15% | 5.55% | 1.84% |
| Q1 2025 | $155M | $135M | $107M | $20M | $1M | 2.84% | 23.21% | 5.42% | 1.70% |
| Q4 2024 | $153M | $134M | $104M | $18M | $1M | 2.80% | 24.47% | 5.46% | 1.75% |
| Q3 2024 | $153M | $134M | $107M | $18M | $1M | 2.86% | 25.19% | 5.38% | 1.47% |
| Q2 2024 | $151M | $133M | $103M | $17M | $1M | 2.84% | 25.54% | 5.36% | 0.69% |
| Q1 2024 | $152M | $134M | $100M | $17M | $1M | 2.69% | 24.24% | 5.26% | 0.68% |
| Q4 2023 | $150M | $133M | $102M | $16M | $726K | 2.56% | 26.45% | 5.26% | 0.51% |
| Q3 2023 | $153M | $137M | $105M | $16M | $1M | 2.77% | 29.40% | 5.25% | 0.47% |
| Q2 2023 | $160M | $144M | $101M | $15M | $1M | 2.73% | 29.88% | 5.21% | 0.47% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.