Bank of Holyrood quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $69M | $58M | $39M | $11M | $177K | 1.06% | 6.64% | 3.50% | 3.14% |
| Q4 2025 | $65M | $54M | $40M | $11M | $173K | 1.11% | 7.10% | 3.81% | 3.08% |
| Q3 2025 | $65M | $54M | $40M | $11M | $104K | 1.13% | 7.28% | 3.81% | 2.36% |
| Q2 2025 | $65M | $55M | $42M | $10M | $182K | 1.37% | 8.99% | 3.85% | 3.03% |
| Q1 2025 | $66M | $56M | $42M | $10M | $263K | 1.62% | 10.74% | 3.97% | 1.30% |
| Q4 2024 | $63M | $54M | $44M | $10M | $38K | 1.32% | 9.17% | 4.13% | 1.26% |
| Q3 2024 | $65M | $50M | $44M | $10M | $237K | 1.66% | 11.71% | 4.13% | 1.27% |
| Q2 2024 | $67M | $52M | $43M | $9M | $208K | 1.77% | 12.85% | 4.24% | 1.37% |
| Q1 2024 | $67M | $53M | $44M | $9M | $388K | 2.29% | 16.87% | 4.72% | 1.19% |
| Q4 2023 | $68M | $54M | $45M | $9M | $96K | 1.14% | 9.14% | 3.52% | 1.32% |
| Q3 2023 | $68M | $59M | $44M | $8M | $267K | 1.33% | 10.82% | 3.51% | 0.99% |
| Q2 2023 | $69M | $58M | $44M | $9M | $155K | 1.22% | 10.00% | 3.40% | 0.55% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.