Bank of Hays quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $369M | $329M | $197M | $34M | $1M | 1.51% | 16.07% | 3.52% | 1.33% |
| Q4 2025 | $370M | $318M | $202M | $36M | $1M | 1.15% | 12.80% | 3.36% | 0.21% |
| Q3 2025 | $360M | $320M | $187M | $34M | $1M | 1.12% | 12.73% | 3.37% | 0.16% |
| Q2 2025 | $358M | $319M | $206M | $32M | $689K | 0.99% | 11.54% | 3.28% | 0.14% |
| Q1 2025 | $365M | $325M | $201M | $30M | $1M | 1.21% | 14.41% | 3.23% | 0.53% |
| Q4 2024 | $356M | $306M | $208M | $30M | $979K | 1.02% | 12.65% | 2.91% | 0.64% |
| Q3 2024 | $346M | $294M | $198M | $31M | $888K | 1.00% | 12.48% | 2.86% | 0.54% |
| Q2 2024 | $354M | $305M | $199M | $27M | $872K | 0.98% | 12.77% | 2.81% | 0.54% |
| Q1 2024 | $343M | $303M | $193M | $26M | $845K | 0.97% | 12.66% | 2.79% | 0.56% |
| Q4 2023 | $351M | $302M | $194M | $27M | $757K | 0.82% | 11.76% | 2.58% | 0.57% |
| Q3 2023 | $345M | $302M | $187M | $23M | $677K | 0.81% | 11.92% | 2.54% | 0.59% |
| Q2 2023 | $348M | $294M | $181M | $24M | $646K | 0.83% | 12.12% | 2.52% | 0.60% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.