Bank of Erath quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $109M | $93M | $42M | $14M | $118K | 0.43% | 3.29% | 4.11% | 0.22% |
| Q4 2025 | $109M | $94M | $46M | $14M | $593K | 0.67% | 5.31% | 4.42% | 0.39% |
| Q3 2025 | $107M | $92M | $55M | $14M | $-166K | 0.17% | 1.34% | 4.26% | 2.71% |
| Q2 2025 | $106M | $91M | $56M | $14M | $189K | 0.55% | 4.49% | 4.17% | 4.19% |
| Q1 2025 | $109M | $95M | $54M | $13M | $113K | 0.41% | 3.40% | 4.00% | 4.65% |
| Q4 2024 | $111M | $98M | $55M | $13M | $180K | 0.58% | 5.04% | 3.98% | 4.67% |
| Q3 2024 | $109M | $95M | $59M | $14M | $149K | 0.55% | 4.88% | 3.94% | 4.47% |
| Q2 2024 | $113M | $96M | $61M | $13M | $124K | 0.56% | 5.09% | 3.86% | 4.65% |
| Q1 2024 | $114M | $97M | $59M | $13M | $196K | 0.69% | 6.28% | 4.01% | 2.50% |
| Q4 2023 | $115M | $98M | $59M | $12M | $241K | 0.85% | 8.30% | 4.18% | 2.01% |
| Q3 2023 | $112M | $96M | $63M | $12M | $218K | 0.85% | 8.45% | 4.26% | 1.16% |
| Q2 2023 | $114M | $97M | $66M | $12M | $237K | 0.89% | 8.91% | 4.28% | 1.39% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.