Bank of Elgin quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $84M | $72M | $55M | $11M | $451K | 2.12% | 15.14% | 4.25% | 0.00% |
| Q4 2025 | $86M | $74M | $60M | $12M | $463K | 2.14% | 15.40% | 4.32% | 0.00% |
| Q3 2025 | $81M | $68M | $55M | $12M | $487K | 2.13% | 15.45% | 4.31% | 0.00% |
| Q2 2025 | $79M | $66M | $54M | $11M | $411K | 2.00% | 14.77% | 4.23% | 0.00% |
| Q1 2025 | $78M | $64M | $51M | $11M | $404K | 1.95% | 14.73% | 4.17% | 0.00% |
| Q4 2024 | $88M | $69M | $59M | $11M | $475K | 2.13% | 16.46% | 3.91% | 0.00% |
| Q3 2024 | $80M | $65M | $51M | $11M | $470K | 2.11% | 16.23% | 3.86% | 0.00% |
| Q2 2024 | $79M | $64M | $49M | $10M | $406K | 2.00% | 15.74% | 3.84% | 0.00% |
| Q1 2024 | $75M | $65M | $45M | $10M | $394K | 1.95% | 15.62% | 3.76% | 0.00% |
| Q4 2023 | $86M | $74M | $51M | $10M | $456K | 1.94% | 15.76% | 3.81% | 0.00% |
| Q3 2023 | $73M | $63M | $43M | $10M | $414K | 1.86% | 14.91% | 3.84% | 0.00% |
| Q2 2023 | $73M | $64M | $39M | $9M | $342K | 1.67% | 13.57% | 3.80% | 0.05% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.