Bank of Central Florida quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.3B | $1.1B | $837M | $96M | $4M | 1.30% | 16.50% | 3.76% | 0.21% |
| Q4 2025 | $1.2B | $1.1B | $812M | $97M | $4M | 1.29% | 17.76% | 3.72% | 0.00% |
| Q3 2025 | $1.2B | $1.1B | $788M | $92M | $4M | 1.31% | 18.53% | 3.69% | 0.00% |
| Q2 2025 | $1.2B | $1.1B | $771M | $87M | $4M | 1.32% | 18.93% | 3.73% | 0.00% |
| Q1 2025 | $1.2B | $1.1B | $776M | $83M | $4M | 1.31% | 18.99% | 3.78% | 0.00% |
| Q4 2024 | $1.2B | $1.1B | $746M | $79M | $3M | 1.12% | 16.69% | 3.53% | 0.00% |
| Q3 2024 | $1.1B | $1.0B | $757M | $80M | $3M | 1.11% | 16.60% | 3.48% | 0.00% |
| Q2 2024 | $1.1B | $1.0B | $751M | $74M | $3M | 1.12% | 17.03% | 3.43% | 0.02% |
| Q1 2024 | $1.1B | $1.0B | $740M | $70M | $3M | 1.06% | 16.47% | 3.37% | 0.02% |
| Q4 2023 | $1.1B | $1.0B | $714M | $71M | $3M | 0.93% | 13.65% | 3.13% | 0.00% |
| Q3 2023 | $1.1B | $1.0B | $677M | $70M | $2M | 0.88% | 12.72% | 3.11% | 0.00% |
| Q2 2023 | $1.0B | $950M | $650M | $73M | $2M | 0.87% | 12.29% | 3.15% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.