Bank of Ann Arbor quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $3.3B | $2.7B | $2.7B | $481M | $16M | 1.91% | 13.28% | 4.41% | 0.35% |
| Q4 2025 | $3.3B | $2.7B | $2.7B | $476M | $13M | 1.72% | 12.47% | 4.34% | 0.26% |
| Q3 2025 | $3.3B | $2.8B | $2.6B | $463M | $16M | 1.79% | 13.10% | 4.31% | 0.25% |
| Q2 2025 | $3.3B | $2.7B | $2.7B | $452M | $14M | 1.73% | 12.71% | 4.23% | 0.16% |
| Q1 2025 | $3.2B | $2.7B | $2.5B | $437M | $14M | 1.69% | 12.47% | 4.21% | 0.18% |
| Q4 2024 | $3.2B | $2.6B | $2.5B | $432M | $10M | 1.58% | 11.94% | 4.14% | 0.20% |
| Q3 2024 | $3.2B | $2.6B | $2.5B | $422M | $14M | 1.69% | 12.85% | 4.10% | 0.07% |
| Q2 2024 | $3.1B | $2.5B | $2.5B | $412M | $13M | 1.61% | 12.33% | 4.02% | 0.19% |
| Q1 2024 | $3.0B | $2.5B | $2.4B | $402M | $12M | 1.61% | 12.31% | 4.01% | 0.20% |
| Q4 2023 | $3.1B | $2.6B | $2.4B | $398M | $9M | 1.57% | 12.75% | 4.16% | 0.28% |
| Q3 2023 | $3.1B | $2.6B | $2.3B | $386M | $12M | 1.69% | 13.88% | 4.20% | 0.67% |
| Q2 2023 | $3.1B | $2.5B | $2.4B | $380M | $13M | 1.73% | 14.39% | 4.23% | 0.40% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.