Bank & Trust Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $645M | $548M | $417M | $67M | $2M | 1.14% | 10.85% | 3.65% | 0.32% |
| Q4 2025 | $633M | $535M | $417M | $67M | $2M | 1.14% | 11.27% | 3.53% | 0.33% |
| Q3 2025 | $626M | $522M | $404M | $65M | $2M | 1.17% | 11.67% | 3.51% | 0.31% |
| Q2 2025 | $615M | $521M | $386M | $62M | $2M | 1.10% | 11.07% | 3.44% | 0.32% |
| Q1 2025 | $602M | $511M | $377M | $59M | $1M | 0.96% | 9.82% | 3.34% | 0.37% |
| Q4 2024 | $580M | $498M | $380M | $57M | $2M | 0.92% | 9.90% | 3.15% | 0.36% |
| Q3 2024 | $576M | $493M | $371M | $57M | $1M | 0.87% | 9.49% | 3.11% | 0.26% |
| Q2 2024 | $580M | $498M | $366M | $53M | $1M | 0.86% | 9.62% | 3.07% | 0.23% |
| Q1 2024 | $491M | $419M | $309M | $42M | $1M | 0.84% | 9.62% | 3.03% | 0.10% |
| Q4 2023 | $472M | $403M | $309M | $42M | $1M | 0.96% | 11.03% | 3.22% | 0.12% |
| Q3 2023 | $458M | $383M | $299M | $39M | $1M | 0.93% | 10.80% | 3.29% | 0.10% |
| Q2 2023 | $455M | $386M | $292M | $40M | $1M | 0.91% | 10.57% | 3.31% | 0.15% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.