Bandera Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $94M | $84M | $47M | $10M | $497K | 2.17% | 19.18% | 4.83% | 1.28% |
| Q4 2025 | $89M | $79M | $49M | $10M | $534K | 2.40% | 22.12% | 4.89% | 0.95% |
| Q3 2025 | $95M | $85M | $50M | $10M | $558K | 2.41% | 22.56% | 4.84% | 0.00% |
| Q2 2025 | $90M | $80M | $50M | $10M | $592K | 2.42% | 22.78% | 4.86% | 0.00% |
| Q1 2025 | $93M | $83M | $49M | $10M | $517K | 2.24% | 21.46% | 4.69% | 0.01% |
| Q4 2024 | $92M | $82M | $50M | $10M | $593K | 2.42% | 24.39% | 4.87% | 0.00% |
| Q3 2024 | $96M | $86M | $49M | $10M | $614K | 2.37% | 24.18% | 4.81% | 0.02% |
| Q2 2024 | $93M | $84M | $48M | $9M | $579K | 2.27% | 23.37% | 4.76% | 0.00% |
| Q1 2024 | $93M | $84M | $48M | $9M | $485K | 2.07% | 21.53% | 4.67% | 0.26% |
| Q4 2023 | $94M | $85M | $47M | $9M | $560K | 2.36% | 27.53% | 4.51% | 0.00% |
| Q3 2023 | $94M | $85M | $47M | $8M | $575K | 2.36% | 28.29% | 4.49% | 0.03% |
| Q2 2023 | $97M | $89M | $47M | $8M | $577K | 2.34% | 28.60% | 4.44% | 0.03% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.