BancCentral quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2025 | $243M | $230M | $69M | $10M | $-1990K | -3.12% | -73.50% | 2.18% | 9.20% |
| Q4 2024 | $268M | $254M | $79M | $12M | $-600K | -1.09% | -23.51% | 2.78% | 11.78% |
| Q3 2024 | $263M | $246M | $85M | $15M | $-944K | -1.15% | -24.75% | 3.10% | 14.56% |
| Q2 2024 | $280M | $266M | $118M | $12M | $-1324K | -1.05% | -23.82% | 3.81% | 22.21% |
| Q1 2024 | $289M | $273M | $130M | $14M | $-222K | -0.29% | -6.64% | 2.26% | 22.26% |
| Q4 2023 | $317M | $302M | $147M | $13M | $-4974K | -2.91% | -64.08% | 2.09% | 23.49% |
| Q3 2023 | $338M | $326M | $162M | $10M | $-1182K | -1.91% | -40.86% | 2.31% | 11.34% |
| Q2 2023 | $336M | $318M | $186M | $17M | $-3427K | -2.16% | -41.20% | 2.47% | 12.57% |
| Q1 2023 | $348M | $322M | $189M | $19M | $-399K | -0.44% | -8.19% | 2.69% | 13.76% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.