Ballston Spa National Bank
Headquartered in Ballston Spa, NY. Part of Ballston Spa Bancorp, Inc. FDIC certificate #6959 · Federal Reserve RSSD 505.
Total assets
$942M
Deposits
$814M
Q1 2026
Active branches
21
Closings since Jan 2020
0
0 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$424K
Return on assets
0.18%
Return on equity
1.92%
Noncurrent loan rate
0.10%
Deposits by year (Summary of Deposits)
02019
12020
12021
12022
12023
12024
12025
Values in $ billions, June 30 of each year.
Other network changes since 2020
- 1 branch relocations
- 8 branches acquired through purchases or mergers
Branches by state
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.nbcoxsackie.com.