Baker-Boyer National Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $699M | $637M | $376M | $59M | $1M | 0.62% | 7.41% | 3.57% | 0.88% |
| Q4 2025 | $710M | $649M | $391M | $58M | $1M | 0.49% | 6.07% | 3.50% | 1.09% |
| Q3 2025 | $686M | $617M | $384M | $58M | $638K | 0.42% | 5.21% | 3.47% | 1.13% |
| Q2 2025 | $680M | $601M | $400M | $56M | $647K | 0.45% | 5.58% | 3.44% | 0.95% |
| Q1 2025 | $676M | $594M | $392M | $55M | $868K | 0.52% | 6.47% | 3.31% | 0.43% |
| Q4 2024 | $670M | $588M | $389M | $53M | $975K | 0.28% | 3.97% | 3.06% | 0.17% |
| Q3 2024 | $677M | $590M | $388M | $53M | $825K | 0.19% | 2.71% | 2.99% | 0.15% |
| Q2 2024 | $686M | $593M | $382M | $48M | $-98K | 0.05% | 0.69% | 2.93% | 0.15% |
| Q1 2024 | $709M | $614M | $378M | $47M | $261K | 0.15% | 2.22% | 2.91% | 0.20% |
| Q4 2023 | $709M | $622M | $370M | $47M | $817K | 0.44% | 7.78% | 2.95% | 0.18% |
| Q3 2023 | $739M | $647M | $369M | $41M | $781K | 0.44% | 8.02% | 2.93% | 0.26% |
| Q2 2023 | $723M | $645M | $353M | $41M | $1M | 0.45% | 8.19% | 2.96% | 0.27% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.