Austin County State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $511M | $460M | $362M | $47M | $3M | 2.60% | 27.16% | 5.05% | 0.24% |
| Q4 2025 | $478M | $426M | $360M | $47M | $2M | 2.12% | 21.30% | 5.15% | 0.17% |
| Q3 2025 | $443M | $392M | $344M | $45M | $2M | 2.18% | 21.90% | 5.09% | 0.41% |
| Q2 2025 | $423M | $376M | $326M | $42M | $3M | 2.17% | 21.99% | 5.07% | 0.27% |
| Q1 2025 | $418M | $373M | $320M | $40M | $2M | 1.72% | 17.47% | 4.91% | 0.53% |
| Q4 2024 | $404M | $359M | $313M | $41M | $2M | 2.00% | 20.17% | 4.92% | 0.48% |
| Q3 2024 | $390M | $345M | $309M | $39M | $2M | 1.97% | 19.92% | 4.87% | 0.23% |
| Q2 2024 | $384M | $343M | $298M | $37M | $2M | 1.81% | 18.52% | 4.72% | 0.39% |
| Q1 2024 | $377M | $337M | $283M | $35M | $2M | 1.71% | 17.29% | 4.64% | 0.17% |
| Q4 2023 | $345M | $305M | $278M | $36M | $1M | 1.63% | 17.19% | 4.42% | 0.11% |
| Q3 2023 | $361M | $322M | $285M | $34M | $2M | 1.61% | 17.47% | 4.33% | 0.28% |
| Q2 2023 | $355M | $314M | $284M | $33M | $1M | 1.55% | 16.92% | 4.23% | 0.34% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.