Austin Capital Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $422M | $336M | $378M | $42M | $848K | 0.76% | 8.03% | 6.79% | 0.08% |
| Q4 2025 | $469M | $373M | $408M | $42M | $2M | 1.03% | 12.52% | 6.67% | 0.15% |
| Q3 2025 | $485M | $391M | $424M | $40M | $1M | 0.88% | 10.97% | 6.64% | 0.19% |
| Q2 2025 | $504M | $431M | $439M | $39M | $1M | 0.78% | 9.84% | 6.51% | 0.11% |
| Q1 2025 | $462M | $376M | $402M | $38M | $568K | 0.49% | 6.09% | 6.45% | 0.60% |
| Q4 2024 | $459M | $366M | $394M | $37M | $935K | 0.07% | 0.77% | 6.82% | 0.13% |
| Q3 2024 | $418M | $340M | $358M | $36M | $406K | -0.26% | -2.73% | 6.97% | 0.10% |
| Q2 2024 | $368M | $311M | $313M | $34M | $124K | -0.67% | -6.77% | 7.05% | 0.05% |
| Q1 2024 | $310M | $263M | $261M | $31M | $-1206K | -1.61% | -15.47% | 7.03% | 0.06% |
| Q4 2023 | $289M | $246M | $236M | $31M | $-1423K | -0.61% | -5.82% | 7.28% | 0.05% |
| Q3 2023 | $279M | $234M | $236M | $33M | $-478K | -0.18% | -1.68% | 7.38% | 0.06% |
| Q2 2023 | $287M | $242M | $240M | $31M | $829K | 0.05% | 0.54% | 7.40% | 0.03% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.