American Commercial Bank & Trust
American Commercial Bank & Trust quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $2.0B | $1.8B | $1.7B | $182M | $6M | 1.23% | 13.90% | 3.98% | 0.10% |
| Q4 2025 | $2.0B | $1.7B | $1.7B | $178M | $7M | 1.46% | 16.68% | 3.93% | 0.38% |
| Q3 2025 | $1.9B | $1.8B | $1.6B | $171M | $8M | 1.46% | 16.70% | 3.87% | 0.54% |
| Q2 2025 | $1.8B | $1.6B | $1.5B | $162M | $6M | 1.35% | 15.48% | 3.80% | 0.57% |
| Q1 2025 | $1.8B | $1.6B | $1.5B | $155M | $6M | 1.34% | 15.38% | 3.76% | 0.65% |
| Q4 2024 | $1.7B | $1.5B | $1.4B | $148M | $6M | 1.30% | 15.09% | 3.76% | 0.55% |
| Q3 2024 | $1.7B | $1.5B | $1.4B | $145M | $6M | 1.22% | 14.16% | 3.72% | 0.57% |
| Q2 2024 | $1.6B | $1.4B | $1.3B | $137M | $4M | 1.07% | 12.51% | 3.62% | 0.72% |
| Q1 2024 | $1.5B | $1.4B | $1.3B | $133M | $4M | 1.06% | 12.27% | 3.67% | 0.56% |
| Q4 2023 | $1.5B | $1.2B | $1.2B | $128M | $5M | 1.10% | 13.45% | 3.92% | 0.71% |
| Q3 2023 | $1.5B | $1.2B | $1.2B | $121M | $4M | 1.04% | 12.82% | 3.91% | 0.68% |
| Q2 2023 | $1.5B | $1.2B | $1.2B | $115M | $3M | 0.98% | 12.26% | 3.84% | 0.54% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.