ACB Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $144M | $115M | $103M | $17M | $663K | 1.85% | 15.95% | 4.25% | 0.14% |
| Q4 2025 | $143M | $114M | $106M | $16M | $478K | 1.60% | 14.53% | 4.56% | 0.21% |
| Q3 2025 | $143M | $114M | $103M | $16M | $846K | 1.68% | 15.47% | 4.37% | 2.19% |
| Q2 2025 | $140M | $112M | $102M | $15M | $488K | 1.32% | 12.28% | 4.01% | 3.37% |
| Q1 2025 | $134M | $112M | $99M | $15M | $414K | 1.22% | 11.41% | 3.93% | 3.48% |
| Q4 2024 | $138M | $113M | $100M | $14M | $119K | 0.69% | 6.60% | 3.73% | 3.55% |
| Q3 2024 | $135M | $110M | $102M | $15M | $302K | 0.80% | 7.69% | 3.77% | 2.86% |
| Q2 2024 | $138M | $113M | $101M | $14M | $219K | 0.76% | 7.39% | 3.76% | 2.95% |
| Q1 2024 | $136M | $116M | $103M | $14M | $300K | 0.88% | 8.59% | 3.72% | 2.38% |
| Q4 2023 | $136M | $113M | $102M | $14M | $-930K | 0.14% | 1.30% | 3.98% | 2.44% |
| Q3 2023 | $129M | $107M | $99M | $14M | $-137K | 1.18% | 10.51% | 4.29% | 2.33% |
| Q2 2023 | $128M | $107M | $99M | $14M | $621K | 2.00% | 17.49% | 4.42% | 1.66% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.