BranchWatch

22nd State Banking Company

22nd State Banking Company quarterly financials

As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.

QuarterAssetsDepositsNet loansEquityNet incomeROAROENIMNoncurrent
Q1 2026$272M$224M$214M$35M$211K0.31%2.37%6.56%5.24%
Q4 2025$273M$223M$210M$36M$-1296K1.79%15.54%7.31%4.24%
Q3 2025$280M$232M$205M$37M$785K2.92%26.17%7.22%5.17%
Q2 2025$263M$220M$199M$36M$5M3.77%35.91%7.03%3.39%
Q1 2025$328M$289M$247M$31M$1M1.39%15.02%6.93%2.02%
Q4 2024$332M$293M$259M$30M$2M0.90%8.91%6.23%1.98%
Q3 2024$309M$273M$251M$29M$650K0.49%4.66%5.85%1.65%
Q2 2024$253M$215M$196M$28M$66K0.25%2.34%5.89%2.03%
Q1 2024$256M$220M$183M$27M$254K0.41%3.73%5.74%2.36%
Q4 2023$244M$203M$187M$27M$809K0.89%8.05%5.31%0.47%
Q3 2023$254M$203M$186M$26M$479K0.74%6.67%5.27%0.76%
Q2 2023$226M$175M$180M$26M$314K0.72%6.29%5.34%0.50%

Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.