21st Century Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $888M | $678M | $670M | $82M | $1M | 0.67% | 7.01% | 3.52% | 0.38% |
| Q4 2025 | $876M | $659M | $655M | $87M | $3M | 1.12% | 11.51% | 3.29% | 0.38% |
| Q3 2025 | $865M | $664M | $627M | $84M | $3M | 0.98% | 10.10% | 3.20% | 0.23% |
| Q2 2025 | $819M | $624M | $609M | $79M | $2M | 0.87% | 8.98% | 3.15% | 0.24% |
| Q1 2025 | $820M | $626M | $606M | $78M | $1M | 0.66% | 6.78% | 3.01% | 0.29% |
| Q4 2024 | $774M | $586M | $610M | $76M | $2M | 0.62% | 6.24% | 2.70% | 0.21% |
| Q3 2024 | $756M | $592M | $599M | $78M | $1M | 0.57% | 5.67% | 2.60% | 0.48% |
| Q2 2024 | $738M | $572M | $585M | $74M | $1M | 0.53% | 5.38% | 2.57% | 0.09% |
| Q1 2024 | $776M | $615M | $583M | $72M | $656K | 0.35% | 3.53% | 2.48% | 0.09% |
| Q4 2023 | $728M | $553M | $585M | $76M | $1M | 0.71% | 6.77% | 2.84% | 0.10% |
| Q3 2023 | $715M | $542M | $571M | $72M | $1M | 0.74% | 7.09% | 2.93% | 0.01% |
| Q2 2023 | $711M | $547M | $568M | $73M | $1M | 0.81% | 7.65% | 3.05% | 0.01% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.