1st Summit Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.5B | $1.2B | $892M | $106M | $2M | 0.63% | 8.83% | 2.46% | 0.45% |
| Q4 2025 | $1.5B | $1.2B | $874M | $109M | $2M | 0.40% | 5.74% | 2.26% | 0.48% |
| Q3 2025 | $1.5B | $1.2B | $845M | $106M | $2M | 0.37% | 5.37% | 2.21% | 0.49% |
| Q2 2025 | $1.4B | $1.2B | $808M | $99M | $1M | 0.30% | 4.52% | 2.13% | 0.40% |
| Q1 2025 | $1.4B | $1.2B | $784M | $97M | $873K | 0.25% | 3.69% | 2.03% | 0.33% |
| Q4 2024 | $1.4B | $1.2B | $776M | $93M | $3M | 0.26% | 3.78% | 1.76% | 0.54% |
| Q3 2024 | $1.4B | $1.2B | $760M | $99M | $461K | 0.03% | 0.48% | 1.73% | 0.57% |
| Q2 2024 | $1.4B | $1.2B | $762M | $92M | $482K | -0.02% | -0.24% | 1.72% | 0.60% |
| Q1 2024 | $1.4B | $1.2B | $757M | $94M | $-597K | -0.18% | -2.50% | 1.70% | 0.77% |
| Q4 2023 | $1.4B | $1.2B | $755M | $97M | $493K | 0.29% | 4.12% | 2.00% | 0.99% |
| Q3 2023 | $1.3B | $1.2B | $750M | $84M | $321K | 0.34% | 4.84% | 2.10% | 1.00% |
| Q2 2023 | $1.4B | $1.2B | $745M | $95M | $1M | 0.46% | 6.35% | 2.22% | 0.91% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.