BranchWatch

1st Financial Bank USA

1st Financial Bank USA quarterly financials

As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.

QuarterAssetsDepositsNet loansEquityNet incomeROAROENIMNoncurrent
Q1 2026$1.3B$1.0B$953M$227M$4M1.05%6.22%9.44%1.36%
Q4 2025$1.4B$1.0B$947M$226M$2M1.19%7.08%9.84%1.51%
Q3 2025$1.3B$1.0B$962M$225M$4M1.38%8.18%9.98%1.19%
Q2 2025$1.3B$995M$940M$224M$4M1.39%8.27%9.99%1.29%
Q1 2025$1.3B$1.0B$913M$224M$5M1.51%9.04%9.92%1.40%
Q4 2024$1.3B$997M$920M$219M$-292K2.12%11.97%10.54%1.56%
Q3 2024$1.3B$993M$928M$222M$4M2.87%15.99%10.60%1.61%
Q2 2024$1.3B$952M$928M$222M$20M3.78%20.66%10.67%1.35%
Q1 2024$1.3B$942M$910M$237M$4M1.25%6.69%10.69%1.41%
Q4 2023$1.2B$909M$911M$233M$3M2.19%11.49%11.30%1.24%
Q3 2023$1.2B$924M$885M$230M$4M2.64%13.80%11.31%1.36%
Q2 2023$1.1B$809M$863M$226M$14M3.33%17.21%11.63%1.44%

Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.